Business Insurance, Personal Insurance, Employee Benefits, Retirement & Private Wealth
Our business is based on relationships. Which is a good thing, because we have the best people in the business. Let Us Change The Way You Think About Insurance. Relation Insurance – Salisbury formerly known as Hiller Ringeman can help you with your employee benefits, risk management, retirement services and personal wealth management. Our 360° solutions provide peace of mind, protecting your present and ensuring your future.
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Services.
Business:
From small group solutions, large group solutions or self-funded programs. You need a benefits program that meets the needs of your organization and your employees.
With our extensive list of capabilities, we can help.
Whether you’re trying to balance financial pressures, manage legal risks, foster a healthy workforce, recruit and retain employees, or meet other needs, we will create a benefits solution that benefits everyone who depends on you.
Our approach to commercial property and casualty insurance lends a reassurance unlike most; it’s more personal, more direct, more creative. We don’t just deliver products, we earn a deep understanding of your operations, risks, attitudes, and ambitions, then create holistic risk-management solutions from fully insured to deductible, captive, and self-insurance programs.
Our account management teams are readily available to expertly handle your admin needs. Helping you be proactive about preventing losses and help mitigate them if they occur. So you’re prepared for anything.
Whether it’s a lawsuit that arises from an accident or negligence, it’s critical to have proper general liability coverage. So you can keep your business running, reduce your total out of pocket expenses and protect your company from the long-term impacts of a claims event.
Our team of risk experts can help you make sure your business has the proper coverage by knowing what this policy does and doesn’t cover.
Managing risk requires far more than program placement. That’s why we’re committed to working with you on ways to reduce or even prevent risk exposures. At Relation we take a comprehensive approach to risk management.
Whether it is working with you to manage and mitigate claims once they’ve occurred or help you design and implement a pre-loss prevention program.We have loss-control consultants and claims advocates armed with a suite of pre-loss and post-loss tools designed to reduce your Total Cost of Risk (TCoR) from multiple angles.
At Relation, our team of claims advisors, and safety specialists can help you understand the applicable regulations and identify coverage options that reduce liability risks to your organization.
Designing insurance programs to help you meet your business objectives and analyze the effectiveness of your program, we help you respond to changing markets and changing risks.
Personal:
Your home is likely your largest investment. We can help you protect the structure, contents, additional living expenses, and offer liability protection for the homeowner and other family members.
Whether you’ve rented a home, condo, or apartment, we provide tenants with coverage that provides them with liability protection and covers their assets against losses and damages.
You don’t just need a license to drive. Let us provide coverage that ensures you comply with the law and protects you, your passengers, your vehicle, and others in case of an accident.
If you own a motorcycle or a motor scooter, we provide policies to ensure that you comply with the law and that you and your ride are covered in the event of an accident.
While your other policies include liability coverage, umbrella insurance acts as extra liability protection when you are faced with substantial claims that exceed your typical home, auto, or boat insurance plan.
A life insurance policy can help protect you and your family. Learn which type of life insurance is right for you. Talk to one of our life insurance experts and get a free quote today.
With today’s medical costs getting higher and higher, it’s more important than ever to find affordable coverage. We can help you find a health insurance plan that works for you, your family and your budget.
Our high net worth insurance brokers have years of experience partnering with high earning individuals and families to manage the complex risks they face.
Retirement & Wealth Management
Whether you want to promote better outcomes for your retirement plan participants, give your top talent executive benefits they deserve, or make retirement planning or administration easier, we can help.
Discover how our private wealth management advisors provide customized wealth management plans to help you protect and grow assets, simplify personal finances and create enduring legacies. Let us create a plan designed to help you reach your financial goals